30 Legit Websites To Make Money Referring Friends [2023 Update]

Referring Friends

With everything going online these days, many online money-making opportunities have also been created. In this article, I will share with you an online money-making idea.

We have seen brands promoting their products on television, print, and digital media. But now companies and brands have come up with the latest trend of promoting things online with the help of customers. This advertising trend is called a referral program.

Companies came up with this idea because people trust a product more if it’s suggested by a friend or family member than a TV commercial.

Referring Friends

You don’t have to do it for free; Companies will pay you for it. So make the most of these referral programs by suggesting trusted products to people in your circle.

This trend of promotion through referral programs is present in all types of businesses. In this article, I will list a number of companies that can help you make money by referring friends.

How to make money from referral links in 2023

Many companies and websites are now using juicy referral programs to attract customers. If you’ve already signed up for their service, you get access to the affiliate program and can earn a referral bonus for referring friends, family, or even strangers.

To start making money, simply invite others through the referral link or referral code provided to you through your account.

Bloggers use their blogs to reach hundreds or even thousands of people and they use referral links to monetize their blog content.

Even if you don’t own a blog, you can still make real money by promoting your referral links through social media (Facebook, Instagram, Twitter, Pinterest) and word of mouth.

The referral programs in this post pay you cash through PayPal, check (cheque), gift cards, and merchandise.

Websites and apps that pay you to refer friends

If you already use an app and find it useful and rewarding, it makes sense to recommend friends and family to join in the fun.

The services listed below will pay you up to $1,000 per referral. In addition, many of them also offer sign-up bonuses, which are additional incentives for your referrals.

Below are 30 of the best apps and referral programs that pay you to refer friends.

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1- Rakuten ($40)

Available in Canada and the United States.

Ebates, now renamed Rakuten, is my go-to place to earn cashback when I shop online at Amazon, eBay, The Home Depot, Hudson’s Bay, and 2,000 other popular retailers.

Rakuten will pay up to $40 per friend who signs up after making their first purchase of $40 or more. You will also receive a bonus of up to $40.

There is no limit to how many friends you can refer.

Join Rakuten.

2- Wealthsimple ($25)

Available in Canada and the United States.

Wealthsimple is one of the world’s most popular automated investing (Robo-advisor) apps. They use low-cost ETFs to minimize your investment costs and expand your portfolio.

When you open an account you will receive a cash bonus of $25 and if you refer Wealthsimple to a friend $10,000 will be managed free for 1 year.

Available in Canada (formerly known as Mylo).

Moka is the ultimate app to automatically invest and save small amounts of money so you can build wealth on a tight budget.

For every friend you refer to Moka, you both get a $5 bonus. During the occasional referral program bonus events, Moka will give you a $1,000 bonus if you refer up to 10 friends.

3- Sweepstakes ($70)

Available in Canada and the United States.

With a large database of partner retailers and some of the lowest prices available, Swagbucks is one of the most popular online cashback shopping platforms.

You can get cashback when you shop through their website, and you can also make money by referring friends. This site also pays you to answer surveys, watch videos, play games, and more.

Questrade is a popular discount broker known for offering rock-bottom fees and commission-free ETF trading.

They pay you $70 for each friend you refer, and your friend gets $50 in free trades. You must fund your investment account with at least $1,000 for the bonus to be valid.

When you refer friends to Swagbucks, you both get a bonus.

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4- Simplii Financial ($50)

Available in Canada.

Simplii Financial offers one of the best commission-free checking accounts in Canada. There are no monthly fees and you can make unlimited debit transactions, bill payments, and Interac electronic transfers.

If you refer a friend you will receive a bonus of $50. Also, get a bonus of up to $350 when you register a new account.

Available in the US.

5- Blooom ($10)

Available in the US.

Blooom makes setting up your 401(k) easy and affordable. They estimate that they have saved their clients over $1 billion in lifetime investment fees.

Each referral earns you a $10 Amazon gift card.

6- Mogo

Available in Canada.

If you want to trade bitcoin through a company listed on the Toronto Stock Exchange and Nasdaq, Mogo is a great option. It also offers free credit assessments.

Mogo can pay you Satoshi for referrals or plant trees on your behalf for referrals. Read this Mogo review for more information.

Referral programs for reward sites and paid surveys

Survey sites don’t bring in a lot of money, but they’re one of the many ways to make extra cash in your free time.

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7- Swagbucks ($5 to $10)

Available in Canada and the United States.

Swagbucks is the ultimate sideline. They pay members to answer surveys, play games, watch videos, surf the web, and shop online.

Swagbucks has paid out over $700 million to its members and has an A+ rating from the Better Business Bureau.

Earn $5-$10 when you join Swagbucks and $3 for every friend who joins through your referral link.

8- Inbox Dollars ($1 to $5)

Available in the United States.

Inbox Dollars is similar to Swagbucks and pays members for completing simple tasks. You earn $1 per referral and after 5 referrals you earn 30% of the referrer’s earnings.

9- STACK ($5)

Available in Canada.

Similar to KOHO, the free STACK app and Mastercard offer more cashback rewards when paying with cash. STACK also waives the 2.5% international fee when you spend money abroad.

Refer friends to STACK and get a $5 bonus. Join STACK here and get a $5 bonus after loading your card with $300 or more (mobile link).

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10- TransferWise ($115)

When receiving or transferring money from abroad, TransferWise can help you save on foreign exchange fees.

Refer friends to Transferwise and earn up to $115 for three friends who transfer at least $300 each.

11- Top Cashback ($10)

Available in the US and Canada.

This cashback app is one of the most popular in the US and is connected to over 4,000 stores.

Refer a friend and get a $10 bonus after they get their first $10 back in cash.

See this TopCashback overview for more details.

12- Instacart (up to $1,000)

Available in Canada and the United States.

Instacart is an on-demand grocery delivery service that pays scammers to work as shoppers in stores and in service. Basically, you get paid to shop for others.

When you refer new drivers and customers to Instacart with your referral code and they are active, you can earn up to $1,000 per referral.

13- Lyft (up to $500)

Available in the US and Canada.

Get into the ride-sharing business and use your car to get people around your city. Refer new riders to Lyft with your referral code and earn a $10 bonus, or refer new Lyft drivers and earn up to $500.

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14- BlueHost ($85)

Available in Canada and the United States.

bluehost referral

Bluehost is a secure and reliable hosting service, considered one of the 20 largest web hosting companies with over 2 million domains.

Referrals work in a similar way to Bluehost advertisements. You can earn money simply by promoting Bluehost on your website with custom links and banners.

Then get visitors to click on those links and sign up, which can quickly make you $ 65.

15- Turo ($25)

Available in Canada and the United States.

Turo is the Airbnb for cars. With this service, you can easily rent your car when not in use. They also offer liability insurance with coverage of $2 million.

When you sign up for Turo, get a $25 bonus. You also earn every time you refer a friend to the service.

16- Honeygain

Honeygain is an application that allows users to make money online by sharing their Internet connection.

People can now use their unused data plans to the fullest extent possible without wasting data. It is also one of the best referral apps that get paid.

Large companies use the Internet connection for web statistics, price comparisons, and other verifiable business transactions without fear of censorship or location-based restrictions.

When you refer and refer a friend to Honeygain, ten percent of their daily earnings are paid into your account as soon as they start sharing their internet bandwidth.

Not only does he make money thanks to the referral code, but the referenced friend also receives 5 USD on his credit account after opening the account.

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17- Rebel Award

PrizeRebel is a survey panel that connects market researchers with people who wish to express their views and contribute to research through surveys.

The use is completely free and prizes can be won by participating in surveys, such as those of PayPal with low minimum payouts.

PrizeRebel allows you to earn passively and also make money by referring a friend. Your earnings have increased by 30%.

18- Coinbase

Founded in 2012, Coinbase is the second largest cryptocurrency exchange by trading volume and one of the best cryptocurrency exchanges in Canada for beginners and professionals.

It is one of the oldest and most popular cryptocurrency trading platforms, allowing Canadians to trade more than 150 cryptocurrencies.

You can make money by referring friends on Coinbase.

You will both receive $ 10 when your referred friend completes a purchase or sale of at least $ 100 within the first 180 days of account creation.

19- CoinSmart

Coinsmart is a Toronto-based cryptocurrency exchange that serves cryptocurrency consumers around the world.

CoinSmart is an easy-to-use cryptocurrency exchange that allows Canadians to buy and sell the most popular cryptocurrencies.

Canadian dollars (CAD) can be exchanged for various digital currencies.

CoinSmart is an easy way to make money with your family, just make sure you sign up for an account and are verified.

You can make money by referring friends. Once verified, you can share your referral link with your friends, family, or anyone else and by the time they make a deposit, you will both earn $ 15 CAD.

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20- My points

One of the first online survey services is MyPoints. Citizens of the United States and Canada can earn rewards and cash by participating in surveys, watching movies, playing games, surveys, and shopping at certain merchants.

Points are used to redeem rewards but are usually worth around $ 0.006 each.

You can refer a friend or family member through your referral link or email address and earn from these referrals. You can earn up to 25 points for each referral.

Best of all, you can accumulate 750 points and earn 10% of your referral’s qualifying points if they make a total of $ 20 or more in purchases within 30 days of signing up.

PayPal is a US-based global financial technology company that operates an online payment system across much of the world that allows for online money transactions.

21- PayPal

It replaces the old paper techniques, such as checks and money orders, with an electronic version.

You can make money by referring friends to Paypal. You and your friend can earn $ 10 by spending $ 5.

This is done via an invitation link where customers must register and link their bank accounts.

You can also earn free PayPal money with these strategies.

22- Fiverr

Fiverr is an online marketplace for freelance services based in Israel.

It is one of the world’s leading marketplaces for digital services and offers a digitally streamlined transaction platform for buyers and sellers.

You can make money by referring other people to Fiverr. Customers must first click on your link, then sign up and receive a 10% bonus discount on their first purchase.

The 10% value of their first purchase is delivered to you.

Make money by referring friends

23- Univox Community

Univox Community is a website where you can make money online simply by participating in surveys on certain products, asking for your opinion, and paying you prizes.

You get paid for referrals on Univox Community by inviting others to use your referral link, where you earn extra points and $ 2 as a bonus when they sign up.

24- Blooom

Blooom is an online registered investment advisor who manages Individual Accounts of Individual Retirement Account (IRA) participants and also provides automated investment management for retirement accounts.

They have a referral link that you can share and you can make money by referring friends.

Once you use this link, you will receive a $ 50 gift card, while your friend will receive $ 50 off their first year on the site.

25- Gift Card Granny

Gift Card Granny is an online retailer of discounted gift cards that allows you to give and receive.

They offer ways to save on all your purchases, such as discounts and cashback rewards.

If you share your link and they use it on their accounts, you can make money by referring them. Earn up to $ 5 on your first purchase.

This can be done multiple times and each time you can earn $ 5 as long as everyone makes their first purchase.

26- getaround

Getaround is an online marketplace for car sharing or peer-to-peer car sharing services considered the largest in the world.

They help customers book cars from owners.

You can get paid when you recommend Getaround through your referral link or invite other people. You will receive a Getaround voucher code worth $ 20.

If they have made their first trip, you will also receive a voucher code worth $ 20.

27- Groupon

Groupon was founded in Chicago and has expanded to Boston, New York, and Toronto. Groupon is an American-based global e-commerce platform.

It offers activities, travel, goods, and services that connect members with local merchants in 15 countries.

You can get paid if you refer other people to Groupon. They give you $ 10 in Groupon Bucks for every person you successfully refer, as long as your friend purchases their first Groupon offer within three days.

28- Payoneer

Payoneer is an American financial services company and payment platform that helps with digital payments, connecting businesses, and people for online payments and transfers.

This site offers one of the best referral programs.

Refer a friend to Payoneer by sharing your exclusive link with them, and when they apply for a Payoneer account, you will both receive $ 25.

High Paying Referral Programs

29- BlockFi

BlockFi is a cryptocurrency exchange and wallet where you can easily buy and sell around the world.

They have many different offerings, such as wallet-backed loans, paid trading, and interest accounts.

You can make money with BlockFi’s Refer-a-Friend program.

Share your link with your friends and ask them to register for an account using this personalized link. If they deposit and keep USD 100 or more in their account for 30 days, you will both receive USD 10 in BTC.

30- Shopkick

Shopkick is an American company whose main purpose is to create an application for shopping through tablets and mobile phones.

They reward their users for purchases made both online and in street shops, by presenting receipts.

Shopkick also has a referral program that pays you. This site gives you 250 kicks and an extra dollar for every person you can refer to their applications.

You can use it to earn and redeem rewards such as $ 5 gift cards for 1250 kicks in the future.

Users create their accounts even with a free amount of 250 Kicks already present in their accounts.

31- Acorns ($5)

Acorns are money investing app similar to Mocha. Also known as the micro-investment app, Acorns will pay you $5 per referral.

Frequently Asked Questions
Here are 10 online and offline ways to promote referral links based on the stages of the customer journey.

In the emails following the purchase.
Referral link in the purchase phase.
In-store promotional material.
On printed receipts.
On your mobile e-commerce site.
Status e-mails in order.
Insert the referral links in the loyalty phase.

How do you get clicks on referral links?

Sharing on social media is most effective when you have a following of people who like your posts. The more people read your posts, the more likely it is that one of your friends will click on the referral link and make a purchase.

How much does Amazon pay for referring a friend?

Now they earn $ 200 for each referred friend who shows up for an interview. And even more, ways to earn incremental rewards.


I have sorted all the referral programs by category to give a clear picture. The most interesting thing about these referral programs is that both you and the person you referred to benefit from them.

With the obvious benefits, there’s a good chance your referral will take advantage of your referrals, and both end up making profits.

All of the above sites offer great benefits and rewards for referring others, so give them a try today.

Don’t forget to tell your friends and family about our handy list – they might want to take advantage of some of these great deals too!

Let me know in the comments if you’ve used any of these tools before. And also please tell me if there are any other platforms or tools to make money by inviting friends.


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